Payment Policy
Effective Date: January 13, 2025

Introduction
At Livin Shop, we make sure your shopping experience is as secure and seamless as possible. This Payment Policy outlines the payment methods we accept, how payments are processed, and the security measures we take to protect your information. Please review this policy to understand how we handle payments.

Accepted Payment Methods
We accept several payment methods to provide you with flexibility during checkout. The available payment options are:

• Credit and Debit Cards: We accept Visa, MasterCard, American Express, and Discover credit and debit cards. Simply enter your card details at checkout to process your payment.
• PayPal: You can also pay securely using PayPal, whether through your PayPal balance or by linking a credit card or bank account to your PayPal account.
• Apple Pay: For customers with Apple devices, we offer Apple Pay, allowing for quick and secure payments.
• Google Pay: We also accept Google Pay for Android users, providing a fast and secure payment option.

All payments are processed securely through encrypted payment gateways, ensuring the protection of your sensitive information.

Billing Information
To process your order, you must provide accurate billing information, including your name, billing address, phone number, and email address. The billing address provided must match the one associated with your payment method to ensure smooth processing.

If you need to update your billing information after placing your order, please contact us at info@livinshop.click to ensure the payment can be processed correctly.

Sales Tax
Sales tax is calculated based on the shipping address and applicable state and local tax laws. The tax amount will be automatically calculated during checkout and displayed before you finalize your purchase.

If you have questions regarding the sales tax applied to your order, feel free to contact us.

Order Confirmation
Once your payment is successfully processed, you will receive an order confirmation email containing your order details, payment information, and an estimated shipping date. Please save this email for your records, as it serves as a receipt for your purchase.

If you do not receive the confirmation email, please check your spam or junk folder. If it’s not there, please reach out to us at info@livinshop.click for assistance.

Payment Security
Your security is very important to us. We use industry-standard encryption technologies to process payments securely. Your payment information is never stored on our servers, and all transactions are handled through PCI-DSS compliant third-party payment processors.

We implement additional security measures to ensure that your payment information is safe from unauthorized access.

Payment Declines and Cancellations
If your payment is declined due to insufficient funds, incorrect billing information, or other issues, your order will not be processed. You will be notified and prompted to update your payment information. Once updated, you can resubmit your order for processing.

If you wish to cancel your order, please contact us within 24 hours of placing the order. If your order has already been shipped, cancellation may not be possible, but you can follow our Return Policy for assistance.

Fraud Prevention
To protect against fraud, we closely monitor all transactions. If we suspect any fraudulent activity, we may request additional verification before processing your order. In cases of suspected fraud, we reserve the right to cancel the order and may contact law enforcement authorities if necessary.

Payment Disputes
If you have a dispute regarding your payment, please contact us at info@livinshop.click. We are committed to resolving any payment-related issues fairly and promptly. If the dispute involves your payment provider, we may require additional documentation to help resolve the matter.

Refunds
If you are eligible for a refund, it will be processed to the original payment method. Please allow 5-7 business days for the refund to appear in your account, depending on your payment provider’s processing time.